depends
Thats the answer to most of your questions
. I might not be in this clan, but anyone here will back me up as a trsutworthy, honest person
"What should I spend the last 20 million on? Should I save it?"
I would save it, but if you want guts spend some on Fighter training.
"I have never had so many marks before and am surprised that I stupidly wasted so much tithing(without gain lol becasue the exp was full and I had kept tithing)"
lol, I remeber having that feeling. It is not needed to spend all those marks
.
"I need to get more guts and was wondering what I should do?"
Get fighter training and then USE it. Do not get any more training then your willing to use. Each guild adds a chance of gaining a stat. Fighter adds breske which is a move you can do second round and does a lot more damage then normal. You don't get the bounus chance of aining the stat if you don't use it.
"I allready made me a Siggy pic and if somone has a simple pic that you want me to change into a siggy I can do it if you want. I am not that good at it I just sometimes make nice stuff if i am lucky
"
Yay, I won't have to play the role of sig maker then, you and a few other people can make sigs
. Of course I'm still willing to. I made my sig for example.
"I was wondering where I should train now that I am level 24 and have the equipment below
(thanks to Sirinnu)"
I would quest in Brazil or maby Shanagla, go to the docks(cost 50k marks) then to the store and get a rutter to Hie Brazil. But you need to be careful. I don't know your stats but I know with that gear you can live in Hie Brazil without dieing, as I do it with any stats
. But I know the game way better then most people lol.
"I was wondering if anyone has any tips for my characters growth? Do I need more then 1 character? I can make some more
"
Get some training, use all of it and quest each day if you can. If you want more then one character it depends on you. If you want to play DC more, go ahead but don't over do it.
If you need anything else, just ask.